“妈妈让孩子上交2万压岁钱”，冲上热搜！网友热议......

A heated discussion has erupted online after a 12-year-old boyrefused to hand over his 20,000 yuan ($2,800) in Chinese New Year red envelope money to his mother.

According to the report, the mother requested the money, arguing that the cash was essentially a reciprocal exchange from gifts given to other children and should be managed by the parents. The boy, however, insisted the money was a personal gift to him and that he should have the right to control it.

  律师：压岁钱所有权归孩子

父母可代管但不能随意用

However, a child's ability to manage the funds depends on their age. Children under eight are legally unable to make independent decisions about their property, so parents must act as their agents.

Children older than eight are considered to have limited capacity and can make small purchases, like stationery or books, but significant expenses, such as buying a smartphone or making large online donations, require parental consent.

Lawyer Dong Keqiang from Shandong Zhuolu Law Firm clarified that parents, as guardians, are responsible for managing their children's property but do not own it. The legal principle of acting in the "best interests of the minor" applies. 

This means parents can use the money for the child's benefit, such as paying for school fees, essential living expenses, or medical costs. For significant decisions, especially when the child is over eight, their wishes should be respected.

  理财经理建议：打理压岁钱时

应注重孩子的财商教育

Financial experts suggest that families move beyond the debate over ownership and focus on financial education. A senior relationship manager from a state-owned bank recommended involving children in the process by opening a bank account in their name and dividing the money into categories like long-term savings and daily expenses. This approach helps children learn about saving and managing money, though parents should be cautious about investment products labeled as "for children", as they may not be risk-free.

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