「Part 15」2025政府工作报告中英文对照注释版

LearnAndRecord2025年05月08日约 15 分钟

此报告以本次大会最后审议通过并由新华社公布的文本为准。The official version of this report will be released by Xinhua News Agency.

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（六）有效防范化解重点领域风险，牢牢守住不发生系统性风险底线。

6. Effectively preventing and defusing risks in key areas and ensuring that no systemic risks arise

注：

防范化解风险

prevent and defuse risks

不发生系统性风险

no systemic risks arise

「类似表述对比」

2024年报告Part 14：提升处置效能，牢牢守住不发生系统性风险的底线。 We must boost our capacity for addressing major risks to see that no systemic risks arise.

2024年报告Part 3：制定实施一揽子化解地方债务方案，分类处置金融风险，守住了不发生系统性风险的底线。We formulated and implemented a package of steps to address local government debt, dealt with financial risks by type, and ensured that no systemic risks arose.

2023年报告Part 6：大型金融机构健康发展，金融体系稳健运行，守住了不发生系统性风险的底线。Large financial institutions registered sound growth, financial systems operated in a robust and stable manner, and we ensured that no systemic risks arose.

2022年报告Part 8：牢牢守住不发生系统性风险的底线。All these efforts will ensure that no systemic risks arise.

2020年报告Part 7：加强重大风险防控，坚决守住不发生系统性风险底线。Strong prevention and control measures will be taken to forestall systemic risks.

2019年报告Part 9：在发展中逐步化解，坚决避免发生系统性、区域性风险。We need to defuse risks step by step in the course of pursuing development and decisively forestall any systemic or regional risks.

更好统筹发展和安全，坚持在发展中逐步化解风险，努力实现高质量发展和高水平安全的良性互动。

To ensure both development and security, we will continue to defuse risks step by step in the course of pursuing development and work for positive interactions between high-quality development and greater security.

注：

统筹发展和安全

ensure both development and security

逐步化解风险

defuse risks step by step

在发展中

in the course of pursuing development

高质量发展和高水平安全的良性互动

positive interactions between high-quality development and greater security

「类似表述对比」

2024年报告Part 6：统筹高质量发展和高水平安全，- ensure both high-quality development and greater security

2024年报告Part 8：坚持高质量发展和高水平安全良性互动，在坚守安全底线的前提下，更多为发展想办法、为企业助把力。We should ensure that high-quality development and greater security reinforce each other and do more to pursue development and provide assistance to enterprises on the basis of ensuring security.

持续用力推动房地产市场止跌回稳。

We will make continued efforts to stem the downturn and restore stability in the real estate market.

注：

持续用力

make continued efforts

房地产市场

the real estate market

止跌回稳

stem the downturn and restore stability

因城施策调减限制性措施，

We will introduce city-specific policies on adjusting or reducing property transaction restrictions.

注：

因城施策

introduce city-specific policies

调减（房地产交易）限制性措施

adjust or reduce property transaction restrictions

📍2025年政府工作报告首次将“因城施策调减限制性措施”列为房地产政策优化的首要任务。主要指地方政府根据城市自身房地产供需特征，动态调整或取消限制性调控政策（如限购、限贷、限售等），以释放刚需和改善性住房需求潜力，推动市场供求关系平衡‌。

「类似表述对比」

2024年报告Part 3：因城施策优化房地产调控，推动降低房贷成本，积极推进保交楼工作。 We improved city-specific policies on real estate regulation, worked to lower housing mortgage costs, and ensured the delivery of housing projects.

2021年报告Part 3：因城施策促进房地产市场平稳健康发展。By adopting city-specific policies, we promoted the stable and healthy development of the housing market.

2020年报告Part 13：因城施策，促进房地产市场平稳健康发展。we will implement city-specific policies to promote steady and healthy development of the real estate market.

2017年报告Part 7：因城施策去库存。Take targeted policies to cut excess urban real estate inventory.

加力实施城中村和危旧房改造，

We will intensify efforts to redevelop urban villages and renovate old and dilapidated houses.

注：

城中村

urban villages

城中村改造

redevelop urban villages / rebuild villages in cities

危旧房改造

renovate old and dilapidated houses

加力实施

intensify efforts to

「类似表述对比」

2024年报告Part 16：推进“平急两用”公共基础设施建设和城中村改造，加快完善地下管网， We will build dual-use public infrastructure that can accommodate emergency needs, redevelop urban villages, and move faster to improve underground pipeline networks.

2018年报告Part 16：有序推进“城中村”、老旧小区改造，完善配套设施，We will take planned steps to rebuild villages in cities and old residential areas, improve supporting utilities,

2022年报告Part 13：加快城市燃气管道等管网更新改造，The upgrading of urban pipelines, including those for gas supply, will be accelerated.

充分释放刚性和改善性住房需求潜力。

We will fully tap into potential demand for first homes and better housing.

注：

刚性和改善性住房

first homes and better housing

充分释放需求潜力

fully tap into potential demand

「类似表述对比」

2024年报告Part 14：加大保障性住房建设和供给，完善商品房相关基础性制度，满足居民刚性住房需求和多样化改善性住房需求。 We will scale up the building and supply of government-subsidized housing and improve the basic systems for commodity housing to meet people's essential need for a home to live in and their different demands for better housing.

2023年报告Part 2：出台金融支持措施，支持刚性和改善性住房需求，扎实推进保交楼稳民生工作。We adopted financial measures to meet people's demand for buying their first home or improving their housing situation and took concrete steps to ensure that overdue housing projects were completed and delivered to meet people's basic living needs.

2023年报告Part 19：加强住房保障体系建设，支持刚性和改善性住房需求，解决好新市民、青年人等住房问题。We should improve the housing support system, support people in buying their first homes or improving their housing situation, and help resolve the housing problems of new urban residents and young people.

优化城市空间结构和土地利用方式，合理控制新增房地产用地供应。

We will optimize urban spatial structures and land use practices and properly control the supply of new land for real estate projects.

注：

优化城市空间结构

optimize urban spatial structures

土地利用方式

land use practices

新增房地产用地

new land for real estate projects

盘活存量用地和商办用房，推进收购存量商品房，

We will make good use of existing land resources as well as commercial and office properties and facilitate the purchase of commodity housing stock.

注：

盘活

make good use of

存量用地

existing land resources

商办用房

commercial and office properties

存量商品房

commodity housing stock

「类似表述对比」

2024年报告Part 7：加强总量和结构双重调节，盘活存量、提升效能，加大对重大战略、重点领域和薄弱环节的支持力度。 We should adjust both the monetary aggregate and structure, put idle funds to good use, and step up support for major strategies, key areas, and weak links.

2023年报告Part 5：盘活存量资金和闲置资产，腾出的资金千方百计惠企裕民， We also put idle funds and assets to good use and tapped every means possible to see that these funds were used to benefit businesses and people.

在收购主体、价格和用途方面给予城市政府更大自主权。

Governments in cities will be granted greater power to determine the types of entities that can make such purchases, the prices of such properties, and the purposes for which they will be used.

注：

给予更大自主权

be granted greater power to determine

拓宽保障性住房再贷款使用范围。

We will expand the scope for using the relending facility for government-subsidized housing.

注：

拓宽范围

expand the scope

保障性住房

government-subsidized housing

📍保障性住房是指政府为中低收入住房困难家庭所提供的限定标准、限定价格或租金的住房，一般由廉租住房、经济适用住房、政策性租赁住房、定向安置房等构成。

发挥房地产融资协调机制作用，继续做好保交房工作，有效防范房企债务违约风险。

We will leverage real estate financing coordination mechanisms to ensure timely delivery of housing projects and effectively prevent debt defaults by real estate companies.

注：

房地产融资协调机制

real estate financing coordination mechanisms

保交房

ensuring the timely delivery of housing projects

债务违约

debt defaults

房企

real estate companies

「类似表述对比」

2025年报告Part 3：降低交易环节税费水平，扎实推进保交房工作。Taxes and fees on housing transactions were also cut, while solid progress was made in ensuring the timely delivery of housing projects.

2024年报告Part 3：因城施策优化房地产调控，推动降低房贷成本，积极推进保交楼工作。We improved city-specific policies on real estate regulation, worked to lower housing mortgage costs, and ensured the delivery of housing projects.

有序搭建相关基础性制度，加快构建房地产发展新模式。

Foundational systems will be established in a well-ordered way to foster a new development model for the real estate sector.

注：

基础性制度

foundational systems

有序

in a well-ordered way

房地产发展新模式

a new development model for the real estate sector

适应人民群众高品质居住需要，完善标准规范，推动建设安全、舒适、绿色、智慧的“好房子”。

To meet people's demand for high-quality housing, we will improve the standards and regulations on building quality homes that are safe, comfortable, eco-friendly, and smart.

注：

适应人民群众高品质居住需要

meet people's demand for high-quality housing

完善标准规范

improve the standards and regulations

安全、舒适、绿色、智慧

safe, comfortable, eco-friendly, and smart

稳妥化解地方政府债务风险。

We will take prudent steps to defuse local government debt risks.

注：

稳妥

take prudent steps to

地方政府债务风险

local government debt risks

坚持在发展中化债、在化债中发展，

We will continue to defuse debt risks in the course of development and pursue development in a debt risk-defused environment.

注：

在发展中化债

defuse debt risks in the course of development

在化债中发展

pursue development in a debt risk-defused environment

完善和落实一揽子化债方案，

To this end, we will improve and implement a package of measures to defuse debt risks.

注：

一揽子方案

a package of measures

化解债务风险

defuse debt risks

「类似表述对比」

2024年报告Part 3：制定实施一揽子化解地方债务方案，分类处置金融风险，守住了不发生系统性风险的底线。 We formulated and implemented a package of steps to address local government debt, dealt with financial risks by type, and ensured that no systemic risks arose.

优化考核和管控措施，动态调整债务高风险地区名单，支持打开新的投资空间。

We will refine evaluation and control measures and make timely adjustments to the list of localities with high debt risks to support the creation of new space for investment.

注：

优化考核和管控措施

refine evaluation and control measures

动态调整

make timely adjustments

债务高风险地区名单

the list of localities with high debt risks

新的投资空间

new space for investment

按照科学分类、精准置换的原则，做好地方政府隐性债务置换工作。

Categorized and targeted measures will be taken to effectively replace the hidden debts of local governments.

注：

地方政府隐性债务

the hidden debts of local governments

完善政府债务管理制度，坚决遏制违规举债冲动。

Government debt management will be improved to curb rash borrowing in breach of regulations.

注：

政府债务管理

government debt management

遏制违规举债冲动

curb rash borrowing in breach of regulations

违规

in breach of regulations

「类似表述对比」

2018年报告Part 14：严禁各类违法违规举债、担保等行为。All forms of borrowing and debt underwriting that violate the law and regulations are strictly prohibited.

加快剥离地方融资平台政府融资功能，推动市场化转型和债务风险化解。

We will move faster to remove government financing functions from local financing platforms and press ahead with market-oriented transformation of these platforms and the defusing of their debt risks.

注：

地方融资平台

local financing platforms

政府融资功能

government financing functions

市场化转型

market-oriented transformation

债务风险化解

the defusing of debt risks

积极防范金融领域风险。

We will guard against financial risks.

注：

防范金融领域风险

guard against financial risks

按照市场化、法治化原则，一体推进地方中小金融机构风险处置和转型发展，

We will make coordinated efforts to address risks in small and medium local financial institutions and promote their transformation through market- and law-based means.

注：

地方中小金融机构

small and medium local financial institutions

按照市场化、法治化原则

through market- and law-based means

综合采取补充资本金、兼并重组、市场退出等方式分类化解风险。

We will take integrated approaches, including capital replenishment, mergers and reorganizations, and market exit mechanisms, to defuse risks on a categorized basis.

注：

补充资本金

capital replenishment

兼并重组

mergers and reorganizations

市场退出（机制）

market exit mechanisms

分类化解风险

defuse risks on a categorized basis

分类

by type / on a category-by-category basis / on a categorized basis

「类似表述对比」

2024年报告Part 14：建立同高质量发展相适应的政府债务管理机制，完善全口径地方债务监测监管体系，分类推进地方融资平台转型。We will develop government debt management mechanisms that meet the needs of high-quality development, improve monitoring and oversight systems for the unified management of local government debts, and transform local financing platforms on a categorized basis.

2022年报告Part 17：分类建设一流大学和一流学科，promote the development of world-class universities and academic disciplines on a categorized basis,

2021年报告Part 16：分类建设一流大学和一流学科， We will develop first-rate universities and academic disciplines on a categorized basis,

完善中小金融机构功能定位和治理机制，推动实现差异化、内涵式发展。

The functions of small and medium financial institutions and their governance will be refined to facilitate their differentiated development and unlock their full potential.

注：

中小金融机构

small and medium financial institutions

差异化发展

differentiated development‌

实现内涵式发展

unlock their full potential

📍内涵式发展是以提升内在质量为核心的可持续发展模式，强调通过优化结构、激发内部活力实现质的跨越，与外延式发展（注重数量扩张）形成对比。这一概念最初作为教育学术语出现，后被扩展到城市、经济等领域。‌

健全金融监管体系，加强跨部门合作，强化央地监管协同，保持对非法金融活动的高压严打态势。

We will improve the financial regulation system, strengthen cooperation between different departments and coordination between the central and local levels, and maintain a tough stance against illegal financial activities.

注：

金融监管体系

the financial regulation system

加强跨部门合作

strengthen cooperation between different departments

央地（监管）协同

coordination between the central and local levels

非法金融活动

illegal financial activities

保持对……的高压严打态势

maintain a tough stance against

充实存款保险基金、金融稳定保障基金等化险资源。